Hi!
I am Heather Ettinger, Founder and CEO of Luma Thrive. I am on a mission to educate and activate women around their wealth, harnessing the power of financial resources to drive meaningful social change. At Luma Thrive, we believe that wealth is not just about numbers—it is about impact, values, and the legacy we leave behind. Our work is centered on meeting the needs of women of wealth and purpose who are seeking an advisor who truly understands them.

Through our signature Lumination Process, we guide women in designing life and legacy plans that align with their deepest values and aspirations, helping them live with purpose and create lasting change. Our Lumination Road Map offers a clear and empowering path forward, synthesizing deep work into actionable steps toward a life of meaning and impact.

As the financial industry stands on the brink of a transformative wave—with $30 trillion expected to shift into the hands of women in the coming years—Luma Thrive is not just offering services but leading a movement. I am passionate about delivering keynote speaking engagements that inspire and activate, and I consult not only with financial service firms but also with family offices and foundations that serve women. My goal is to transform how advisors approach this unprecedented opportunity, teaching them to connect more deeply with women, build trust, and deliver the holistic support they deserve. Whether you are a woman ready to take charge of your financial journey or an advisor, family office, or foundation eager to transform your practice, I invite you to join us in reshaping the narrative around wealth and building a future where financial wellness fuels positive impact.