Book – Luma Thrive

LUMINATION

SHINING A LIGHT ON A WOMEN'S JOURNEY TO
FINANCIAL WELLNESS

Available to Order Everywhere books are sold

Through real life scenarios, personal stories and practical applications, Lumination will take you on a journey to explore your past and present and help you design your intentional future. Lumination brings a refreshingly unique approach, tailored specifically for women, to examine their thoughts, emotions and life-long conditioning around money and life choices.

This framework will shine a light on your path to financial wellness and give you the tools and resources to guide you whenever life’s planned and unplanned transitions change your course. You can expect an inspiring, practical and soulful journey to your personal financial wellness.

Heather’s goal is simple: To educate, empower and embrace women where they are today, and help take them to where they want to be in the future. Based on over 35 years of coaching women and their families through financial transitions and life, Heather provides the essential guide for women to finally understand and unravel the money messages in their personal money journey; how to explore money values and behavioral patterns around job/purpose, relationships, community, health, spirituality and play; and how to design and live their unique, intentional life that will bring her (and her family) more joy.

REVIEWS

“From the day I first met Heather, I knew she was a champion of and for women. A protector of the hurt and a resource for healing. A guide and natural mentor. Her commitment to making women stronger through financial confidence and freedom comes from a place of selfless passion. Heather has successfully integrated the conversations and feelings women have regarding money with a holistic view on self-care and wellbeing. This book takes a scary topic for many women and provides easy to follow tools, exercises, and rituals to achieve financial wellness and confidence.”

Molly Anderson

Vice President - Sales and Programming, Canyon Ranch

“In her new book, Heather Ettinger has made a compelling case for real change in the financial services industry. Lumination highlights how the traditional, transactional world of finance has failed to meet the needs of fifty-one percent of the American population, and then offers a framework for women that want to have more meaningful conversations about wealth and financial wellbeing with each other, their families, and their advisors.”

Kathleen Burns

Wealth Psychology Expert & Author, Breaking Money Silence®: How to Shatter Money Taboos, Talk More Openly about Finances, and Live a Richer Life

“The entire financial services industry has missed the mark on diversity, inclusion and how they serve the needs of women and minorities. Today, leadership matters now more than ever. With her new book, Lumination: Shining a Light On A Woman’s Journey to Financial Wellness, Heather Ettinger is leading a movement to help women change this.

As with any movement, it will gain no traction unless the leaders are authentic!! Heather always brings her authentic self, with a growth mindset and lives the words and behaviors that support doing what is right for her family, customers, partners and community at large. As the CEO and Chief Cheerleader at Racing Toward Diversity magazine – I am one of her biggest fans!!”

Fields Jackson, Jr.

Founder & CEO, Racing Toward Diversity Magazine

“Women have known forever that one size does not fit all. In her enlightened perspective on financial wellness, Ettinger uses her years of expertise in the male dominated world of financial management to find a voice that resonates with women. Instead of cleaving off financial literacy as an isolated skill set, Ettinger helps us navigate and integrate our financial life into our sense of self, utilizing our individual circumstance, time of life, values and dreams to make informed choices. Clear, concise, and empathic, this volume educates, illuminates, and provides actionable steps to achieve financial independence and fluency”.

Bettina Katz, Ph.D.

“Every now and then a book comes along that is a real life-changer. One that sets in motion an awakening of awareness, insight and understanding of certain critical aspects of our lives – never explored before, or if they have, not in any depth. Heather has written and gifted us with just such a book. Lumination is not only a life-changer, but in some cases, I would offer – a life saver. She shines light into all the dark, scary corners of our financial challenges, obstacles, limitations, conditioning and attitudes that prevent us from becoming and being our very best financially well selves. And the bonus is, she helps us learn how to become ‘wholly well’ in many other aspects of our lives, too. This is an absolute must-have guide, map, journey and story that every woman should read – in any circumstance and at any age – written with incredible knowledge, expertise and love. Thank you, Heather.”

Roxanne Kaufman Elliott

President & CEO, ProLaureate Ltd

“Heather is helping women all over the United States unlock our silence, and ask for what we want, to get what we need, to achieve financial wellness. It is an inspiring work that provides practical and impactful tools to help women achieve their financial and attitudinal wealth, with the gift of self-assurance by the end of the journey.”

Susan E. Kay

Vice President, MFS Investment Management

“From the first sentence, Heather Ettinger draws you into this book, hinting that the information you are about to read is not only important but will somehow improve your life. She does not disappoint. Lumination: Shining a Light on a Woman’s Journey to Financial Wellness both acknowledges and respects what women experience and lights a path forward toward true financial wellness. Reading this book will not only make you feel understood but relieved, empowered and connected.”

Julie Littlechild

Founder & CEO, Absolute Engagement

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what's inside lumination

Part I: Setting The Stage

Beginning with the author's journey, this section goes on to illustrate the significant power that women have, but which in some cases has gone unclaimed. It captures the oncoming tsunami of women's influence.

Part II: Reflection: Your Money History, Role Models And Value

As the reader, you will begin your own journey by reflecting on important influences in your life that have impacted your relationship to money and built your core values. You will also learn how to work through the Lumination Comfort Zone, identifying what holds you back and how to move forward.

Part III: The Building Blocks

In this section, you will build an understanding of your energy sources and the key pillars of Life, Health, and Wellness.

Part IV: Assessing Your Influencers and Influences on The Six Areas of Your Life

Here you will find exercises to help you identify what really influences your decision making, what you want to be the areas of focus in your life, and how to start taking meaningful steps towards your abundant life.

Part V: Building Your Lumination Plan

In this section of the book, you develop your personal roadmap, identify potential barriers to success, build a framework to deal with personal stress and anxiety around change, define what needs to be done at different ages and stages, and finally explore who might be able to help you in your journey to financial wellness.